Direct Access Lending - Darrell Dimbat

I'm going to get you the
Best Interest Rates!
And if you call (702) 253-9142 and
mention my web page or fill out the
form below, I will provide you with a
FREE Credit report and
Pay 1/2 your Appraisal Fee

Dear Friend,

I am writing you this letter to announce that I am now affiliated with Direct Access who I feel will best suit me as a lender and that I can say that I am proud to work for. They are the Largest Independent mortgage Broker Company in the western mountain states. Direct Access and I have the same philosophy when it comes to our clients which is great customer service and follow-up.

If you know any of your friends or relatives that are interested in purchasing a home, I would appreciate it if you would refer them to me. I will give them the same great service and care that I did for you! After all, buying a home is the most important transaction that most people will ever do. Be assured that if you refer them to me they will be treated professionally and courteously. As a loan consultant with Direct Access I have the ability to do point of sale loans.

Darrell Dimbat
Production Manager

In other words I can take your loan application with my laptop from any location and give you an approval on your loan before I leave the appointment. As you can see, this is a vast improvement over other lenders where you might not know if your loan will close for days.

All of the reason mentioned previously are a good reason to give me a call anytime to discuss your loan needs. Just call me on my cellular for fast professional service at
(702) 253-9142 for any of your mortgage needs.

Sincerely, Darrell L. Dimbat, Loan Consultant

Questions		Answers
How much of a loan amount do I qualify for? Question from Richard D. of Las Vegas:		"There are several factors involved in determining the maximum loan amount for you and every prospective home buyer. My job is to ask the right questions and get your best answers to questions such as what is your monthly gross income from your work and any other sources of income. How long you have been working in the same line of work. What your monthly out go is such as car payments, credit card payments, etc. With this information and a tri-bureau merged credit report I can pre-qualify you for a loan amount. If you want to be pre-approved I would need an application filled out and supporting documentation such as your last two years W-2's, most recent pay-stub and last two months bank statements from all accounts and monthly payments to all of your creditors. One of our underwriters can quickly determine your maximum purchasing power with this information."
What are your rates today? Question from Rance P. of Las Vegas.		"This question really cannot be answered at this moment in time Rance. Interest rates are always going up and down and the rates that are set in the morning can change possibly two times in the same day due to "bond market" fluctuation. There are many other factors that determine your "rate" the most important being your credit. I can quote you an "A" paper rate now, but I would need all of your personal financial information before the rate quote would be a good one. Your final rate can also be locked for a certain amount of days to allow me to process, underwrite and finally close your loan. Most of the time there is not a fee to lock your rate unless the lock is for more than thirty days."

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750 East Warm Springs Road, Suite 260
Las Vegas, NV 89119
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Cell: 702-253-9142